ELGA Credit Union Mobile

Features ELGA Credit Union Mobile

ELGA Credit Union has Mobile Banking for your Android device.
Benefits include:Balances - View your account balances and transaction historyTransfers - Transfer money between your accountsPayments - Pay your bills and view recent paymentsApply for a Loan - Easily apply for a loan from your mobile device Mobile Deposit - Qualified members can deposit a check from their mobile device Card Controls - Lose your card?
No worries with the ability to turn it off on your mobile device.
Locations - Get directions to nearby branches and ATMs based on your current locationAlerts- Alert options include email, text, or push notification Messages - Were here to help, get in touch with usIf you have any questions about this application, please contact ELGA Credit Union at 810-715-3542.Our current members may be eligible to apply for loans with ELGA Credit Union.
Please review the following to understand our lending information, and make sure to check https://www.elgacu.com/borrow/loan-rates/ for the latest rate information.Our personal loans have a minimum repayment period of 12 months and a maximum repayment period of 120 months.
The Maximum Annual Percentage Rate (APR) for a personal loan is 19.90%.
Our minimum offered loan amount is $500 and our maximum offered loan amount is $100,000.Not all applicants may qualify for the most favorable rates or the highest possible loan amounts.
Approval and actual loan terms depend on credit union membership history and credit risk evaluations (including responsible credit history, debt-to-income information, and availability of collateral).
Highly qualified applicants may be offered higher loan amounts and/or lower APRs.
Personal loans may not be used for illegal purposes.Please review our loan cost example below:Consider a loan where the borrower receives $10,000 at an APR of 11.90% over 36 months.The borrower would repay $331.70 every month.The total amount paid for the loan would be $11,941.03.Actual loan terms may vary and depend on the prospective borrower’s credit profile, debts, income, membership history, etc.Some of our loan options are intended for consolidating existing debts into a single loan.
When consolidating existing debts or refinancing an existing loan, total finance charges and money owed over the period of the new loan may be more than the existing debt due to longer terms or higher interest rates.